Interactive Brokers Enables Funding Accounts with Stablecoins

Interactive Brokers has broadened its cryptocurrency services, allowing clients to fund their brokerage accounts using stablecoins that are automatically converted to US dollars, as announced by the company on Thursday.

Key Takeaways

Clients of Interactive Brokers can now fund their accounts using stablecoins, which are converted instantaneously into US dollars.
The service supports 24/7 funding with USDC, with plans to include Ripple USD and PayPal USD shortly.
Using stablecoins for deposits reduces transfer times and costs compared to conventional wire transfers.

The brokerage firm has teamed up with zerohash to facilitate continuous deposits using USDC across various blockchain networks.

Once the stablecoins are received, they are instantly converted to dollars and credited to client accounts, eliminating the waiting times and cut-off limits commonly associated with traditional fiat wire transfers.

Interactive Brokers Stablecoins

Interactive Brokers Expands Stablecoin Support for Instant Account Funding

Interactive Brokers has announced that support for Ripple USD and PayPal USD will likely go live next week, further expanding the array of stablecoins available for client use.

The company initially introduced USDC funding for retail accounts in December and has previously considered launching its own stablecoin, based on earlier reports.

According to the company, stablecoin funding helps resolve a “critical pain point” for investors, particularly for those working across international borders.

Traditional wire transfers can take several days to complete and usually incur high fees, while stablecoins enable near-instant transfers at lower costs and without the limitations of banking hours.

“Stablecoin funding provides international investors with the speed and flexibility needed in today's market,” said CEO Milan Galik.

“Clients can transfer funds and begin trading within minutes, while also cutting down on transaction costs.”

Interactive Brokers began offering cryptocurrency trading services in 2021, initially supporting Bitcoin and Ether, and later adding other tokens such as Solana and XRP.

This most recent enhancement signals a growing demand from clients looking for faster methods to transfer capital into trading accounts, as crypto assets become increasingly integrated into mainstream finance.

The launch comes at a time when stablecoins are gaining popularity worldwide. Throughout 2025, an increasing number of governments, banks, and financial institutions began exploring stablecoins for payment and settlement solutions, contributing to the growth of the sector.

According to data from DefiLlama, the total capitalization of the stablecoin market has now surpassed $310 billion, marking a significant increase since last year.

Stablecoin Transactions Soar to $33 Trillion in 2025 as USDC Dominates Usage

In 2025, the global transaction value of stablecoins reached $33 trillion, representing a 72% increase from the prior year, based on Bloomberg data compiled by Artemis Analytics.

USDC became the most utilized stablecoin in terms of transaction volume, processing $18.3 trillion, while Tether’s USDT managed $13.3 trillion despite its leading market capitalization of $187 billion.

This surge in activity followed the enactment of the GENIUS Act in July 2025, which established the first comprehensive regulatory framework for payment stablecoins in the United States.

Industry experts believe this legislation has provided the needed legal clarity, promoting broader institutional and global adoption of these digital assets.

According to reports, the usage of stablecoins on the fintech platform Revolut also saw a significant increase in 2025, with payment volumes estimated to have risen 156% year-over-year to around $10.5 billion, highlighting the growing popularity of digital currencies in everyday transactions.