Revolut Sees 150% Surge in Stablecoin Payments in 2025: Researcher

Stablecoin transactions on the fintech platform Revolut skyrocketed in 2025, with payment volumes estimated to have increased by 156% year-over-year, reaching approximately $10.5 billion. This surge highlights the growing acceptance of digital dollars in everyday transactions.

Key Takeaways:

Stablecoin payments on Revolut saw a remarkable increase of 156% in 2025, totaling around $10.5 billion.
Onchain data indicates consistent growth throughout the year, driven largely by everyday spending.
The introduction of fee-free USDC and USDT conversions by Revolut is facilitating the use of stablecoins in regular retail transactions.

Although Revolut has not published official data regarding stablecoin payments for this year, crypto researcher Alex Obchakevich estimates that stablecoin transactions nearly doubled as a percentage of all payments on the platform compared to 2024.

Revolut Stablecoin Payments Surge Over 150% in 2025: Researcher

Steady Growth of Revolut Stablecoin Activity

The findings are based on blockchain analytics gathered by Dune Analytics, focusing specifically on stablecoin transactions linked to Revolut users’ wallets.

"While the total share remains relatively small, the growth dynamics are noteworthy," observed Obchakevich, pointing out that the increase has been steady over the year rather than driven by temporary spikes.

This trend is consistent with broader industry projections. Bloomberg Intelligence recently noted that stablecoin payment flows could grow at a compound annual growth rate of 81%, potentially reaching $56.6 trillion by 2030 as retail adoption increases and more institutions implement blockchain-based payment solutions.

Revolut is actively deepening its involvement in the crypto space. In October 2025, the company launched a feature enabling users to swap US dollars for USDC and USDT at a 1:1 rate without any commissions or hidden fees.

This initiative simplifies the process for customers wishing to transfer funds onchain without needing to navigate external exchanges.

Data shows that stablecoins are increasingly being utilized for routine payments, rather than just for larger transfers.

According to Obchakevich, transfers ranging from $100 to $500 comprised about 30% to 40% of all stablecoin transactions on the platform, which suggests practical, everyday use cases.

"This shows that Revolut users are actively employing stablecoins for medium-sized daily payments, not solely for large transactions," he added.

Ethereum continues to lead stablecoin activity on Revolut, accounting for over two-thirds of total transaction volume, followed by Tron, which represents around 22.8%. The platform also accommodates networks like Polygon, Solana, Arbitrum, and Optimism.

The overall stablecoin market is estimated to be worth about $312 billion, with US Treasury projections suggesting it could rise to $2 trillion by 2028. Revolut is not the only player capitalizing on this growth.

Western Union plans to implement a stablecoin settlement system on Solana in 2026, while other companies like MoneyGram and Zelle are also working to incorporate stablecoin payments for international transfers.

Global Stablecoin Transactions Reach $33 Trillion in 2025

Worldwide stablecoin transaction value reached an impressive $33 trillion in 2025, reflecting a 72% increase from the previous year, according to Bloomberg data compiled by Artemis Analytics.

USDC emerged as the most active stablecoin by transaction volume, processing $18.3 trillion, while Tether's USDT handled $13.3 trillion, maintaining its dominance in market capitalization at $187 billion.

The surge in activity can be attributed to the passing of the GENIUS Act in July 2025, marking the first comprehensive regulatory framework for payment stablecoins in the U.S.

Industry experts believe that this legislation has created the legal clarity necessary for fostering widespread adoption among institutions and across the globe.