Ripple Secures Two EU Licenses: Is XRP's 2026 Rally on the Horizon?

Ripple continues to expand its footprint in the European market by securing regulatory licenses, positioning itself strongly for future growth. As the company gains momentum with its XRP token, analysts speculate that this move might foster a significant rally in the second half of 2026.

Key Takeaways

Ripple has recently obtained licensing approval from Luxembourg, building on earlier successes in the U.K., suggesting a strategic push into the EU market.
The company now holds over 75 licenses worldwide and has processed more than $95 billion in volume, highlighting its global presence.
The growing compliance and licensing efforts could serve as a foundation for an XRP rally by mid-2026.
Ripple's on-chain network, XRPL, is gaining traction, with significant growth in transactions and liquidity.

Ripple

Ripple's Expansion Strategy: A Boost for XRP in 2026

The timing of Ripple's global expansion appears to be deliberate. On a larger scale, gaining regulatory approval is generally optimistic—not only for XRP but for the entire cryptocurrency sector. This regulatory clarity helps bridge decentralized finance (DeFi) with traditional finance (TradFi), especially in Europe, notably a key player in global payment systems.

From a fundamental perspective, this expansion indicates increased traction for Ripple's on-chain network, known as XRPL. The critical question now is whether the data supports this trend. Currently, XRPL shows promising momentum.

XRP

According to the latest figures, XRPL's growth is notably driven by capital investment. For instance, RWA tokenized assets on XRPL skyrocketed by over 2,200% in 2025, increasing from $25 million to a remarkable $568 million, and now targets a range of $3-6 billion for this year. Additionally, RLUSD has emerged as a vital liquidity layer for the network.

As a result of these advancements, network activity is thriving, with daily transactions surpassing 40,000, situating XRPL among the top six blockchains based on user activity. Ripple’s growth narrative is firmly supported by these robust fundamentals.

Looking ahead at XRP, the combination of strong on-chain usage and Ripple's broader presence in significant European markets suggests growing demand, setting a favorable stage for a potential XRP rally in 2026.

Final Insights

As Ripple continues to navigate regulatory landscapes and bolster its network's capabilities, the developments surrounding XRP are worth monitoring. The intersection of compliance and market demand could lead to significant advancements for XRP in the near future.