Rising XRP Adoption Driven by ETF Inflows – Key Signals for 2026

Ripple’s XRP adoption has notably increased as institutional investments consistently absorbed tokens, even though price movements have been relatively stagnant. On December 31, 2025, XRP traded around $1.87. Despite limited price action, various on-chain and derivatives indicators showed a strengthening trend.

Key Takeaways

XRP’s adoption is increasing with institutional flows absorbing tokens, despite stagnant prices.
XRP Ledger has seen significant growth in real-world asset networks, ranking second after Canton.
ETF inflows have caused XRP supply on exchanges to drop to a seven-year low.
Overhead liquidity remains a barrier preventing upward price movement, with XRP trading in a tight range.
Future price movements may be influenced by ETF absorption and the ongoing development of XRPL infrastructure.

Rising XRP Adoption Driven by ETF Inflows – Key Signals for 2026

Key metrics revealed continued ETF inflows, a decrease in exchange balances, and growing XRPL infrastructure activity. These indicators sharply contrasted with the lack of movement in the spot price. This raises the question: Is XRP quietly consolidating as supply diminishes, or is it simply reflecting broader market hesitations?

Rapid Growth of XRPL’s Real-World Assets (RWA)

On-chain analytics indicate that the XRP Ledger has emerged as the second-fastest growing real-world asset network over the past month, achieving nearly 18% growth and trailing only Canton. During this same timeframe, XRPL outperformed Ethereum, Solana, and Avalanche in RWA expansion, suggesting an upward trend in infrastructure adoption.

XRPL RWA Growth

This growth indicates a rising significance in tokenized finance and compliance-oriented applications. However, XRP's price has shown little response. Historically, increased adoption driven by infrastructure has led to price adjustments, but these shifts often depend on overall liquidity conditions.

ETF Inflows Decrease Available Supply on Exchanges

Simultaneously, XRP's supply on exchanges has hit a seven-year low, decreasing from 3.76 billion tokens in October to approximately 1.6 billion.

XRP Supply on Exchanges

This reduction aligns with ongoing U.S. spot XRP ETF inflows, which have seen daily inflows of around $15 million, extending a pattern observed over several weeks. As ETFs acquire XRP, there are fewer tokens left on centralized exchanges, leading to a decrease in immediate sell-side availability as new large holders, or "whales," continue to absorb supply.

Resistance from Overhead Liquidity Limits Upside Gains

Derivatives data from Binance reveals a significant amount of unclaimed liquidity clustered between the $2.50–$3.20 price range. This area indicates concentrated liquidation interest from leveraged traders.

Liquidity Zones

The highest concentration of liquidity is situated around previous consolidation peaks, where unsuccessful attempts to push the price higher have led to entrenched positions. Consequently, XRP’s price remains trapped below these resistance bands. Currently, XRP is fluctuating between a support level of $1.73 and resistance of $2.32, a range established in mid-November. Momentum indicators depict a state of indecision, with the RSI hovering near neutral levels and MACD signals presenting a mixed outlook.

XRP Price Chart

Future Considerations

Market participants are closely monitoring whether the absorption trend driven by ETFs and the growth of infrastructure will eventually impact price discovery. Breaking out of the current range will likely necessitate increased trading volume and wider market engagement.