XRP Rises 12% as Spot ETFs Achieve Record $48M Inflows

XRP made a significant gain of nearly 12% on Tuesday, nearing the $2.40 mark. This surge is driven by strong institutional activity and a decline in supply on exchanges, contributing to its rally in early 2026.

Key Takeaways:

XRP's price surged by nearly 12% after surpassing key resistance levels, aided by one of its highest trading volumes in weeks.
U.S. spot XRP ETFs have seen record inflows of $48 million, pushing total inflows beyond $1 billion since their launch.
Decreasing balances on exchanges and a favorable U.S. regulatory environment are boosting bullish momentum.

In the past 24 hours, XRP traded as high as $2.38, breaking through a resistance area that had limited its growth for several weeks.

Market data highlighted one of the strongest trading volume spikes for XRP since mid-December, indicating new participation rather than a temporary price fluctuation.

XRP Rises 12% as Spot ETFs Achieve Record $48M Inflows

Record Inflows for Spot XRP ETFs: A Continuous Demand Surge

ETF inflows have played a vital role in this growth. On Monday, U.S. spot XRP exchange-traded funds recorded an impressive $48 million in net inflows, marking their highest daily total since inception.

Since their launch on November 13, these ETFs have not recorded a day of net outflows, reflecting strong ongoing demand from institutional and advisory groups.

Several XRP ETFs achieved their highest daily trading volumes on record, bringing cumulative inflows to over $1 billion within just two months.

This steady influx of capital has become a reliable source of demand, helping to mitigate selling pressure during recent price dips.

Additionally, on-chain data indicates a dwindling supply of XRP on centralized exchanges, with balances hitting multi-year lows. This trend suggests that fewer tokens are available for sale, potentially leading to higher prices from incremental buying during times of increased volume.

The rally in XRP accompanies a broader positive shift in market sentiment. Traders have grown more optimistic regarding the U.S. regulatory climate since late last week, especially after changes at the Securities and Exchange Commission and upcoming legislation concerning crypto market structure expected to progress in January.

XRP, which faced heavy constraints due to legal uncertainties in past years, is becoming a clear winner from this improved outlook.

Altcoin Momentum Grows as Focus Shifts to Liquidity and Technical Patterns

With regulatory challenges easing, the focus has shifted toward liquidity, trading flows, and technical indicators.

Currently, this momentum appears to be self-sustaining. A significant breakthrough above closely monitored resistance has resulted in additional buying from traders who were awaiting confirmation, particularly as Bitcoin remains relatively stable and capital shifts towards prominent altcoins.

The next challenge is around the previous resistance zone between $2.28 and $2.32. Maintaining levels above this range could lead to further price increases, whereas a setback could prompt traders to reconsider the sustainability of the rally.

Additionally, in November, Ripple’s dollar-backed stablecoin RLUSD received clearance for institutional use in Abu Dhabi after being recognized as an Accepted Fiat-Referenced Token by the local regulator.

This approval enables licensed organizations within the Abu Dhabi Global Market (ADGM) to utilize RLUSD for regulated financial transactions in the financial free zone.

Ripple has also gained regulatory approval from Singapore’s central bank to expand its payment operations, strengthening the company's efforts to broaden its institutional presence across the Asia-Pacific region.