Bullish Expectations for XRP Price to Reach New Heights Above $3.8

XRP

As of January 13, 2026, XRP is trading around $2.06, which is significantly lower than the peak of $3.65 reached in July 2025. Despite this, several analysts and institutions have forecasted that XRP could reclaim its previous high and even surpass it, setting targets above $3.8. Various technical assessments indicate that the cryptocurrency is gearing up for a significant price increase this year.

Key Price Predictions from Standard Chartered

Currently, XRP's all-time high seems distant, especially as the cryptocurrency grapples with the $2 mark. XRP has seen a drop of approximately 44% from its July peak of $3.65, but the enthusiasm from institutional purchases, particularly from Spot XRP ETFs, provides some positivity.

One of the most notable forecasts comes from Standard Chartered’s digital assets research team, which outlines a multi-year trajectory indicating that XRP could break above $3.8. According to their analysis, XRP might soar as high as $8 by the end of 2026, representing a potential increase of about 300% from current prices, contingent upon continued institutional uptake and strong inflows into XRP-focused spot ETFs. This prediction was made by Geoffrey Kendrick, the bank's Global Head of Digital Assets Research.

Technical Analysis as Ripple Prepares for a Significant 2026

Multiple analysts are leaning toward a bullish outlook for XRP, particularly as we enter 2026. Analyst EGRAG CRYPTO noted what appears to be a developing breakout retest structure on the monthly candlestick chart. Historical data suggests that as long as XRP remains above the $1.60 to $1.40 range on higher timeframes, there’s potential for significant upward movement, with long-term projections placing XRP as high as $22.

XRP Chart
Source: Chart from Egrag Crypto on X

From a short-term perspective, Crypto Feras highlighted that XRP's recent movement upwards past $2 signals a bullish reversal. He identified $2.67 and $3.01 as crucial resistance levels; breaking through these could lead to a full retest of the previous high around $3.8. Additionally, ChartNerd noted that the long-term upside structure for XRP is still intact despite the recent price pullback.

In light of this optimistic sentiment, Ripple's management is reinforcing their strong position going into 2026. Ripple CEO Brad Garlinghouse emphasized the significant advancements made in 2025, including crucial acquisitions like Ripple Prime and GTreasury, along with an expanding global licensing strategy.

As Ripple gears up for what its leaders deem as a pivotal 2026, the combination of positive technical indicators and underlying company fundamentals strengthens the case for XRP potentially achieving new all-time highs.

XRP trading at $2.06 on the daily chart | Source: XRPUSDT on Tradingview.com