Nearly $1 Billion in Inflows: What’s Fueling XRP’s Resilient ETF Journey?

In late 2025, the cryptocurrency market experiences significant volatility and losses, particularly affecting Bitcoin and Ethereum.
Despite this, XRP's spot ETFs have drawn nearly $1 billion in inflows since their launch on November 13, standing out in a time of widespread net outflows in the market.
Ripple CEO Brad Garlinghouse attributes the success of XRP ETFs to a growing demand for compliant crypto products.
While XRP's ETF performance is strong, its token price has not increased significantly amid the broader market downturn.

Key Takeaways

In late 2025, the cryptocurrency market experiences significant volatility and losses, particularly affecting Bitcoin and Ethereum.
Despite this, XRP's spot ETFs have drawn nearly $1 billion in inflows since their launch on November 13, standing out in a time of widespread net outflows in the market.
Ripple CEO Brad Garlinghouse attributes the success of XRP ETFs to a growing demand for compliant crypto products.
While XRP's ETF performance is strong, its token price has not increased significantly amid the broader market downturn.

Nearly $1 Billion in Inflows: What’s Fueling XRP’s Resilient ETF Journey?

Overview of the Market Climate

The closing weeks of 2025 have solidified concerns about an impending winter for the cryptocurrency market, characterized by fluctuating prices and increased volatility. Bitcoin and Ethereum, two of the sector's largest coins, have notably suffered significant drops.

Losses in Bitcoin and Ethereum ETFs

During the period from mid-November to mid-December, U.S. spot Bitcoin (BTC) and Ethereum (ETH) ETFs experienced a dramatic $4.6 billion in net outflows. In this challenging environment, however, a U.S.-listed spot XRP ETF has quietly maintained a remarkable streak of net inflows.

Since launching on November 13, XRP ETFs have successfully attracted nearly $1 billion in new investments within just one month, presenting a stark contrast to the panic seen in the BTC and ETH markets.

Performance Comparison: XRP ETF vs. BTC and ETH ETFs

Data from SoSoValue indicates that XRP spot ETFs have consistently drawn in fresh investments each trading session, with total net assets now reaching approximately $1.12 billion. Remarkably, there have been no recorded net redemptions across the five XRP ETF products.

In contrast, Bitcoin ETFs have lost around $3.39 billion in net outflows over the identical 30-day timeframe, which included a substantial single-day withdrawal of approximately $903 million on November 20. This trend of outflows persisted into December, with reports indicating that BTC ETFs faced combined outflows of $357.6 million and Ethereum ETFs about $224.8 million on December 15.

Insights from Key Executives

Reflecting on this disparity, Ripple CEO Brad Garlinghouse commented, “In just four weeks, XRP has become the fastest crypto Spot ETF to reach $1 billion in assets under management (AUM) in the U.S. since ETH.” He believes that this trend is not just a random occurrence but a clear indication of a maturing asset class.

Garlinghouse highlighted two significant factors driving the rising ETF inflows: a robust demand for regulated crypto products and an increasing investor emphasis on long-term stability. He noted that the swift inflow of $1 billion signals a strong appetite for compliant crypto options.

Major financial institutions like Vanguard are now offering crypto in retirement and standard trading accounts, making it accessible to millions of everyday investors who may lack technical know-how. Garlinghouse refers to this emerging group as the new “off-chain” investors, prioritizing simplicity and regulation over speculative investments.

Similarly, an X user known as Coach JV stated, “XRP is the GOAT!” showcasing enthusiasm for XRP.

However, despite the evident structural demand, this institutional confidence has not yet led to a rise in speculative prices, creating a curious paradox as 2025 draws to a close.

Price Trends of Tokens

While Bitcoin and Ethereum are seeing significant losses, with BTC declining by 3.59% to $86,561.58 and ETH dropping by 6.1% to $2,947.47, XRP has also experienced a slight decrease of 5.32% to $1.89 due to the overall market downturn. Notably, even with positive ETF momentum, XRP's price has remained relatively unchanged around the $2 mark.

As we approach 2026, it will be worth monitoring whether this pattern is merely a temporary anomaly or signals the onset of a longer-term institutional shift in the cryptocurrency landscape.

Conclusion

The current state of the cryptocurrency market presents a mixed outlook, with XRP's ETF performance shining amidst broader struggles for Bitcoin and Ethereum. Understanding these dynamics is crucial for investors looking to navigate this evolving and unpredictable market.