Coinbase Introduces Global USDC Payouts and Payment Links – Impact on Merchants

new and upcoming coinbase listings

Coinbase has launched an innovative payment suite through its Coinbase Business platform that aims to enhance the way businesses send and receive funds worldwide. With features like global payouts and payment links, companies can now utilize USDC, a stablecoin that mirrors the U.S. dollar. This advancement promises faster transactions, lower fees, and increased transparency.

Key Takeaways

Coinbase has launched a new payment suite for businesses that includes global payouts and payment links using USDC.
The global payouts feature allows instant international fund transfers without high fees or delays.
Payment links enable businesses to collect payments quickly from customers without incurring transaction fees.
These tools aim to simplify the payment process and improve financial management for companies globally.
Coinbase Business will soon merge with Coinbase Commerce to provide a more comprehensive merchant ecosystem.

Transforming Global Payments with USDC

Coinbase has introduced a new suite of payment tools designed to revolutionize how businesses send and receive money globally. The company emphasizes that waiting days for transactions to settle is inefficient and detrimental to business operations. Their new payment suite facilitates instant global transfers and eliminates the issue of chargebacks.

With Coinbase’s new offerings—global payouts and payment links—businesses can leverage USDC, a stablecoin that is pegged to the U.S. dollar. This brings the advantages of low transaction fees, rapid settlement times, and greater transparency. Traditionally, business payments have been burdened by high costs, slow processing times, and complex international transactions. Coinbase's tools aim to alleviate these challenges by providing a faster, cheaper, and more transparent financial infrastructure. Both features are part of the Coinbase Business platform, which supports both startups and established companies aiming to scale effectively.

Quick and Affordable International Payments

The global payouts feature is designed to enable businesses to rapidly send USDC to any on-chain address or even to an email, facilitating instant international transactions without incurring hefty wire transfer fees or experiencing delays. Recipients can access their funds without any gas fees on networks like Base, Coinbase’s Layer 2 blockchain, or even through email if they lack a crypto wallet.

In addition, the platform offers contact management tools to help companies keep vendor information organized and avoid manual errors. A Payouts API supports automated, batch, or scheduled payments, making it easier for businesses to manage their global contractor or vendor networks and enhance cash flow predictability. Coinbase highlights that "Your business moves fast—your money should too," showcasing how these tools can enhance operational workflows and optimize liquidity by minimizing slow settlement periods.

Streamlined Customer Payments with Instant Settlements

Coinbase's payment links provide an intuitive solution for businesses to gather payments from customers around the globe. Each payment link allows businesses to request a specified amount in USDC, enabling transactions to be completed in seconds through wallets like Base, MetaMask, or Phantom—without additional network fees, chargebacks, or the typical 3% credit card processing fees.

For developers, the soon-to-be-released Payment Links API will enable the creation of dynamic payments directly within applications or e-commerce operations. Customers of Coinbase Business will also be able to earn 4.1% annual percentage yield (APY) on their USDC balances and conveniently integrate transactions with accounting software such as QuickBooks, Xero, or CoinTracker, ensuring compliance and full financial transparency.

The Evolving Landscape of Coinbase Merchant Solutions

The introduction of these features represents a significant step in Coinbase's merchant strategy. Soon, Coinbase Commerce will integrate with Coinbase Business, creating a unified ecosystem that offers full custody and fiat cash-out features, which were previously unavailable to Commerce users.

Currently in the alpha testing phase with select U.S. customers, Coinbase Business is set to function as a comprehensive financial platform tailored for modern businesses, merging regulated infrastructure with rapid onboarding and exceptional crypto services.