ChatGPT Highlights Solana and XRP for January Gains, Cautions Against 10x Returns

ChatGPT picks Solana, XRP for January gains, not 10x returns.

In its recent analysis, ChatGPT identifies Solana and XRP as strong candidates for growth in January 2026. While the AI model anticipates solid returns for both cryptocurrencies, it stresses that a dramatic tenfold increase from a $100 investment is unlikely in the near future.

Key Takeaways

ChatGPT predicts Solana and XRP as top performers in January 2026.
Both cryptocurrencies are expected to see growth but not a 10x return quickly.
Positive factors include ecosystem growth for Solana and institutional interest in XRP.
ChatGPT’s predictions are based on best-case scenarios, allowing for both potential underperformance and unexpected gains.

Analyzing ChatGPT’s Predictions

According to a report by Finbold, the cryptocurrency market has seen a rally in the first week of January 2026, enhancing the total capitalization of the asset class following a rocky end to 2025. The publication utilized ChatGPT’s artificial intelligence capabilities to scrutinize which cryptocurrencies have the potential for substantial returns this month, particularly focusing on the possibility of transforming a $100 investment into $1,000.

Solana: A High-Beta Altcoin Play

ChatGPT pinpointed Solana as a promising option, labeling it a “high-beta altcoin play.” The AI’s analysis highlighted several factors contributing to Solana’s potential value appreciation, including ecosystem growth, technical enhancements, positive investor sentiment, and increasing institutional interest, partly driven by the prospects of a spot exchange-traded fund.

While optimistic about Solana’s growth, the AI platform projected that achieving a tenfold increase during January wouldn’t be very likely. Instead, it anticipates more gradual gains, with greater increases feasible later in the year.

XRP: Positive Momentum in 2026

The second cryptocurrency identified by ChatGPT is XRP. Its selection was based on the positive momentum that has gained since the beginning of 2026, with XRP outperforming various major cryptocurrencies. The AI emphasized factors such as predictable liquidity, institutional enthusiasm, and XRP's relative strength compared to Bitcoin as bullish indicators for its performance in January.

ChatGPT assessed XRP as a strong buying option for the current month, although it reiterated that a tenfold surge before January concludes seems improbable. More modest growth is expected, according to the analysis.

Caution in Predictions

ChatGPT is cautious, stating that its forecasts are built on what it considers a plausible best-case scenario. The AI recognized that there is also the potential for both performance below expectations and unexpected gains that could exceed its predictions, as reported by Finbold.