MEXC Loans Introduces Zero-Interest Borrowing for USDT and USDC

MEXC has announced a promotional offer that brings down the borrowing rates for USDT and USDC from 3.5% to an incredible 0%. This initiative gives verified users the opportunity to leverage their investments against collateral like BTC, ETH, SOL, and XRP.

Key Takeaways

MEXC is offering a zero-interest borrowing promotion on USDT and USDC from January 27 to February 27, 2026.
The regular borrowing rate of 3.5% has been temporarily reduced to 0% for verified users.
Users can borrow against collateral like Bitcoin, Ethereum, Solana, and Ripple.
No fixed term is required for borrowing during this promotional period.
MEXC has a strong user base and promotes zero-fee trading on certain pairs.

MEXC launches 0% interest USDT and USDC crypto loan promo

Promotional Offer for Zero-Interest Loan on USDT and USDC

On Monday, MEXC, the digital asset exchange, revealed the launch of a limited-time borrowing promotion that allows users to borrow USDT or USDC at zero interest. This event is scheduled to last from January 27 to February 27, 2026, at 10:00 UTC.

During this promotion, the standard interest rate has been slashed from 3.5% to 0%, making it an attractive option for those who take advantage of MEXC Loans, a service that uses collateralized lending. Users interested in participating are required to complete the Primary KYC verification before the promotional period concludes. After February 27, the standard interest rates will be reinstated.

The assets that users can utilize as collateral have expanded to include important cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and Ripple (XRP). According to MEXC, users can use the borrowed capital in various ways, including spot trading, futures trading, and other investment products.

Throughout the promotional timeframe, users benefit from borrowing at a 0% interest rate without being tied to a fixed term. This allows individuals to manage their collateral rates and risk exposure according to their strategies.

Established in 2018, MEXC takes pride in serving over 40 million users across more than 170 countries. The exchange is known for offering zero-fee trading on specific pairs while facilitating access to a range of digital asset trading options.

Given the high volatility of the cryptocurrency market, analysts remind investors that substantial financial risks are inherent in trading digital assets.