Tangem Wallet Introduces Aave Integration for Stablecoin Yield

Tangem Wallet has now integrated Aave, allowing users to earn yield on stablecoins like USDT, USDC, and DAI directly within the app. This feature combines hardware security with simple setup, eliminating the need for external decentralized applications (dApps).

Key Takeaways

Tangem Wallet has added Aave-powered yield features, enabling earning on stablecoins.
Users can access these features directly within the app, maintaining control of their private keys.
The new "Yield Mode" simplifies participation in decentralized finance (DeFi) without external websites.
With deep liquidity from Aave, users can access variable interest rates on their stablecoins.
This integration is part of Tangem's broader strategy to enhance its consumer app capabilities.

Tangem adds Aave yield to its hardware wallet

Bringing DeFi to Tangem Wallet with Yield Mode

Tangem has rolled out a new feature named "Yield Mode," which is easily activated with a toggle in the Tangem interface. Once turned on, the wallet's verified smart contract automatically supplies the chosen stablecoin to Aave’s liquidity pools, allowing users to earn interest through aTokens.

This process operates in real time and doesn’t require navigating external sites, WalletConnect links, or a dApp browser. It mimics a mobile banking experience while keeping the user's private keys secure on the Tangem card.

After integrating Aave, @Tangem users can now supply stablecoins to Aave’s liquidity pools to earn yield.

Tangem’s "Yield Mode" makes this quick and easy. We've published a case study on how it works.

Read it below ↓ pic.twitter.com/5XODe1VgJQ
— Aave (@aave) December 11, 2025

Aave plays a critical role in this integration, boasting over $60 billion in net deposits and around $30 billion in active loans, which provides significant liquidity for tokens like USDC, USDT, and DAI. Users can now tap into the yield rates available on these assets, which typically range from mid-single to low-double digits based on market supply and demand, all while maintaining full liquidity—withdrawals can be made at any time without lockups or delays.

The design of this integration emphasizes security and user control. The smart contract is only activated with user consent and is solely used for supplying and withdrawing from Aave. The wallet ensures that no off-chain data is recorded, with every action securely managed through hardware-based key protection. This reduces the complexity often associated with DeFi, making it accessible for less technical users.

Expanding Stablecoin Functionality in Consumer Apps

The introduction of this feature aligns with a growing trend of stablecoin integration in consumer applications and payment platforms. Throughout the year, Tangem has broadened its feature offerings, including staking support for major networks, cross-chain swaps, and an upcoming virtual payment product planned for mid-December.

By incorporating stablecoin yield, Tangem Wallet aims to play a more significant role as users look for ways to maximize asset productivity while maintaining self-custody. The company indicates that this integration is just the beginning, with plans for more supported assets and networks as it develops a comprehensive "neobank-style" experience for users.